Original Research Paper
H.R. Izadi; M. Izadi
Abstract
The development of marine insurance in a country can lead to the preservation of national wealth and the formation of large savings, and on the other hand, it has a reciprocal relationship with economic growth and development, increasing exchanges and investment development of each country. In fact, ...
Read More
The development of marine insurance in a country can lead to the preservation of national wealth and the formation of large savings, and on the other hand, it has a reciprocal relationship with economic growth and development, increasing exchanges and investment development of each country. In fact, the insurance industry, due to its role as an investor and its commitment to compensation, can have a significant impact on the macroeconomic activities and economic growth of any country. In this article, the effect of insurance premiums earned from marine insurance (ship and freight insurance) for the period of 1971-2008 has been investigated, and the results and impact of this market on the country's economic growth have been investigated. The coefficients of freight and ship insurance premium variables indicate the positive and significant effect of these variables on the Gross Domestic Product or economic growth function. Also, the stability test was done on the variables of this function, and the results of these tests indicate that the discussed function has structural stability in the long term.
Original Research Paper
A. Sadraei Javaheri; M.S. Zabihidan; Z. Behzadi
Abstract
There are two main hypotheses to investigate the nature of profitability of companies in the insurance industry. The first hypothesis is related to the traditional structure-behavior-performance (SCP) and the second hypothesis is related to the efficient structure (ESH). In this article, the validity ...
Read More
There are two main hypotheses to investigate the nature of profitability of companies in the insurance industry. The first hypothesis is related to the traditional structure-behavior-performance (SCP) and the second hypothesis is related to the efficient structure (ESH). In this article, the validity of these two hypotheses for Iran's insurance industry is tested using the data published by J.A. Central Insurance for the period 2003-2009, for 15 insurance companies in Iran. The results of this research confirm the traditional structure-behavior-performance hypothesis and state that in Iran's insurance industry, higher concentration leads to higher profitability and higher market share does not lead to higher profitability.
Original Research Paper
A.R. Motameni; V. Fattahi; S.M. Karimi
Abstract
Insurance companies must have a successful performance in fulfilling their goals. It is very important for managers and organizations to know to what extent the organization's performance is in the direction of achieving these goals and where the organization's position is in today's complex and dynamic ...
Read More
Insurance companies must have a successful performance in fulfilling their goals. It is very important for managers and organizations to know to what extent the organization's performance is in the direction of achieving these goals and where the organization's position is in today's complex and dynamic environment. In this regard, it is necessary to have a model to evaluate the performance of the organization.This article presents a method to evaluate the branch performance of one of the insurance companies in Iran using the combination of fuzzy multi-criteria decision making and balanced scorecard. At first, with the opinion of experts and also with the study of the research background, the indicators related to the evaluation of the performance of insurance companies were collected, and then with the opinion of the insurance industry experts, 23 key indicators were considered for insurance branches. In addition, the relative weights of indicators and criteria were calculated using the opinion of experts and through fuzzy hierarchical analysis. Then, using the VIKOR technique, the investigated branches were ranked. By analyzing the obtained results, the weaknesses and strengths of each branch were identified. The results showed that the financial perspective from the customer's point of view is the most important criterion in the growth of branches, and the index of issuing insurance premiums plays an essential role in the growth of insurance branches. In the end, the presented methodology has been compared with similar common methods and its use has been recommended to insurance companies.
Original Research Paper
M.H. Mobaraki; MR. Zali; S. Abdolvahab; H. Moghimi Esfandabadi
Abstract
This research seeks to investigate the effect of entrepreneurial orientation from the perspective of Lumpkin and Dess (1996) in the five dimensions of innovation, risk-taking, aggressive competition, pioneering, and independence on the performance of private insurance companies in Iran. For this purpose, ...
Read More
This research seeks to investigate the effect of entrepreneurial orientation from the perspective of Lumpkin and Dess (1996) in the five dimensions of innovation, risk-taking, aggressive competition, pioneering, and independence on the performance of private insurance companies in Iran. For this purpose, the head office and Tehran branch of a private insurance company were selected as a statistical population, and standard questionnaires prepared in order to measure entrepreneurial tendencies and company performance were distributed among the experts and managers of this company, and the data results were evaluated using SPSS and PLS software. The results indicate that the entrepreneurial orientation had a relatively strong effect on the performance of the insurance company and the dimensions of the entrepreneurial orientation, although they have a high correlation with each other, but do not have the same effect on the company's performance, so that, respectively, risk-taking, innovation and aggressive competition are almost At one level, the greatest impact and pioneering and independence have less impact on the company's performance. It was also found that this company has an average degree of risk-taking, pioneering, innovation and aggressive competition and a weak degree of independence.
Original Research Paper
M. Haghighi Kaffash
Abstract
The specific value of the brand name is measured every year by prestigious global institutions about different international brands; Because in the end, the success and sustainability of organizations depends on their customers. For this reason, the specific value of the brand name is much higher than ...
Read More
The specific value of the brand name is measured every year by prestigious global institutions about different international brands; Because in the end, the success and sustainability of organizations depends on their customers. For this reason, the specific value of the brand name is much higher than the value of physical assets, which shows its importance.In this research, by considering the Acker model, which is the most popular model accepted in the field of customer-based brand equity, and making adjustments to it, we have identified the factors affecting the brand equity from the customer's point of view, including price, advertising, and promotion. Investing in brand equity dimensions (including brand association, brand awareness, brand loyalty, and perceived quality) has an impact on brand equity. The statistical population included car insurance policy holders of four insurance companies. The results of this research showed that advertisements, promotions, and price have an effect on brand awareness, brand association, and perceived quality of brand value, and these three factors, along with brand loyalty factor, have an impact on brand equity. In the final part of the research, in order to investigate the significant difference in the special brand value of four companies, the analysis of variance test was used, and the results showed that there is no significant difference between the special brand value of these four companies.
Original Research Paper
S. Rashtiani; A. Abbaspour; H. Rahimian
Abstract
The purpose of the current research is to analyze the gap between the existing and the desired in the training process in insurance companies "A", "B", "C" and "D" and to provide a suitable model. The statistical population includes all employees participating in in-service training courses in the discussed ...
Read More
The purpose of the current research is to analyze the gap between the existing and the desired in the training process in insurance companies "A", "B", "C" and "D" and to provide a suitable model. The statistical population includes all employees participating in in-service training courses in the discussed companies in 2018, and a sample of 305 people was selected using the relative random sampling method. The research method in this study is descriptive-survey and a researcher-made questionnaire was used to collect data. The reliability of the questionnaire was also obtained using Cronbach's alpha coefficient, 0.93. In addition to descriptive statistics, inferential statistics (Kolmogorov-Smirnov test, one-sample t test, analysis of variance and Pearson's correlation coefficients) have been used to investigate the research hypotheses. The results of the research show at a significance level of 0.05: There is a difference between the current and desired conditions of all four components of the training process in 4 insurance companies. Also, there is a difference between the current and desired state of the training process in 4 insurance companies. Insurance company "C" has the best status in the training process, and insurance companies "D", "B", and "A" are placed in the next categories, respectively. In order to provide a suitable model, after studying, examining and comparing various models of the training process, the ISO 10015 model was finally determined as the recommended model.
Original Research Paper
M. Izanlo; M. Eshraghi Arani
Abstract
The conclusion of an insurance contract in leased aircraft has created complex issues in private law and contractual agreements in aviation insurance. Regulating the relationship between the insurer and the insured with the parties to other transport contracts and preventing their possible disputes and ...
Read More
The conclusion of an insurance contract in leased aircraft has created complex issues in private law and contractual agreements in aviation insurance. Regulating the relationship between the insurer and the insured with the parties to other transport contracts and preventing their possible disputes and finally unifying the provisions of rental aircraft insurance policies lead aviation insurers to prepare additional special aircraft transport contracts, which in this article, with regard to passenger aircraft, is the target passenger aircraft. Placed. Insurers and parties to the contract are paid to analyze its material.
