Document Type : Original Research Paper

Authors

• M. Izanloo
• F. Fooladgar

Department of Private Law, University of Tehran, Iran

Abstract

The benefit of the insured is the main pillar and consideration of the insurance contract from betting and gambling. Interest as a necessary element of the contract is mentioned in Article 4 of Iran's Insurance Law and in the field of damage insurance, but in our legal literature it has not been discussed and studied independently under the title of "insurable interest", so addressing the conceptual dimensions and Its example in Iranian law is necessary due to its essential role in the insurance contract. This article, with a comparative method, aims to explain the nature and examples of this basic concept of insurance in damage insurance, to examine the territory of the insured's interest in this field and compare it with the laws of England and France, and a clear concept of the insured's interest in Iranian law. Present According to Article 4 of Iran's Insurance Law, the benefit of the insured includes any financial right, but adhering to the generality of the above article requires careful analysis of each instance of financial right in the country's legal system.

Keywords

• Insurable interest
• Risk
• Real right
• Personal Right
• Civil Responsibility