Investigating effective factors in the implementation of Islamic insurance (takaful) at the level of Mihan insurance

Hajialiakbari, F.; Zaban Daan, E.; Jafarli, F.

doi:10.22056/ijir.2020.04.05

Document Type : Original Research Paper

Authors

¹ Department of Management, Islamic Azad University, Zanjan, Iran

² Department of International Business Management, Islamic Azad University, Zanjan Branch, Iran

³ Department of Marketing, Islamic Azad University, Zanjan Branch, Iran

https://doi.org/10.22056/ijir.2020.04.05

Abstract

Purpose: Takaful insurance is a type of insurance for compensating damages caused by accidents and completing the interest-free banking system.
Methodology: This research was a descriptive-exploratory method, which was conducted using Delphi method and interviews with experts. The statistical sample consisted of 30 insurance experts of Mihan Insurance Company, who were selected by the snowball method, and this process continued until the theoretical saturation of the researcher was reached, and a total of 30 interviews were conducted. The data collection tool was a researcher-made questionnaire that was prepared using library resources and interviews with experts. The validity of the questionnaire was confirmed using the consistency rate. Data collection was done using the Delphi method in three stages. Descriptive statistics and Delphi inferential methods were used in the data analysis, descriptive analyzes were done with SPSS version 22 software and inferential analyzes were done with Mic Mac software version 6.
Findings: The results showed that from the point of view of insurance experts, four components of the total price (cost) of providing insurance services, rules and regulations, statistical research and transparency of the information provided are the most important in the implementation of takaful insurance at the national insurance level, and the total price component is the most important. Has had the most direct effect.
Conclusion: The extracted factors can play an effective role in the establishment of takaful system at the national insurance level and help to reduce risk and trial and error.

Keywords

References

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Iranian Journal of Insurance Research

Investigating effective factors in the implementation of Islamic insurance (takaful) at the level of Mihan insurance

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Volume 9, Issue 4 - Serial Number 34
October 2020
Pages 444-461

Investigating effective factors in the implementation of Islamic insurance (takaful) at the level of Mihan insurance

References

References

Letters to Editor

Send comment about this article

Volume 9, Issue 4 - Serial Number 34October 2020Pages 444-461

Volume 9, Issue 4 - Serial Number 34
October 2020
Pages 444-461